Ghana's Banking Sector Splits on Rate Pass-Through: Universal Banks Outpace Community Lenders
New CIB Ghana survey reveals stark disparities in how interest rate cuts reach borrowers across Ghana's banking system.
Ghana's banks are lending, but high loan defaults driving up borrowing costs, says banking chief
Ghana Association of Banks CEO John Awuah defends lending practices, citing 29% private sector credit growth and falling rates despite 15.8% NPL ratio.
Bank lending surges 39% to GH¢124.3bn as private sector drives credit expansion
Ghana's banking sector credit growth accelerated sharply in June 2026, with private enterprises and households driving the expansion.