Kumasi Housing Clinic Connects Homebuyers with Land, Finance and Construction Experts Ahead of Main Habitat Fair

Hundreds of prospective homeowners, property developers and industry professionals converged on the Opoku Trading Arena in Adum, Kumasi, on 29th October 2026 for the mini-clinic edition of the annual Luv FM-Republic Bank Habitat Fair — an event designed to make homeownership more accessible to Ghanaians by putting essential services and expert guidance under one roof.

Now in its eighth year, the initiative has grown into one of the most recognised housing-focused events in the Ashanti Region, drawing participation from financial institutions, land administration bodies, construction material suppliers and interior decoration firms. The mini-clinic is a precursor to the main 2026 Habitat Fair, scheduled to run from 25th to 29th November in Kumasi.

What the clinic offered

Attendees at this year's mini-clinic were able to interact directly with representatives from a wide cross-section of Ghana's housing and construction value chain. The Lands Commission and the Asantehene's Lands Secretariat were among the most prominent participants, offering guidance on land acquisition, title registration and other legal aspects of property ownership — areas that often prove daunting for first-time buyers.

A representative from the Asantehene's Lands Secretariat underscored the significance of platforms like the Habitat mini-clinic in helping ordinary Ghanaians navigate what can be a complex and sometimes risky process. Land disputes and irregular land transactions remain a persistent problem in many parts of the country, making access to credible guidance particularly valuable.

On the construction and finishing side, companies such as JetSky Roofing Systems and Prestodea Ghana were on hand to showcase their products. JetSky demonstrated its fire-resistant roofing and window solutions, while Prestodea displayed glass windows, balustrades and doors — giving visitors a tangible sense of the options available to them at various price points.

Republic Bank outlines flexible mortgage options

One of the key draws for visitors was the presence of Republic Bank, the event's principal sponsor, whose Head of Mortgage Banking, Dan Adjetey Mohenu, addressed attendees on the bank's housing finance products. He stressed that the bank's mortgage offerings go beyond helping people purchase already-completed homes.

According to Mohenu, Republic Bank's financing solutions can support individuals who prefer to build their homes incrementally — a common approach in Ghana where many families construct properties over several years as funds become available. The bank's products, he explained, can cover specific stages of a build, from laying the foundation all the way through to interior decoration, subject to the bank's standard assessment and eligibility requirements. This phased approach to mortgage lending is a practical acknowledgement of how many Ghanaians actually experience homeownership.

Why it matters for Ghana

Ghana faces a significant housing deficit, with estimates long pointing to a shortfall of well over a million units nationally. Rapid urbanisation — particularly in cities like Kumasi, which continues to absorb large numbers of people from across the Ashanti Region and beyond — has intensified pressure on the housing market. Rising construction costs, limited access to affordable mortgage finance and the complexities of land acquisition have historically placed formal homeownership out of reach for many middle- and lower-income Ghanaians.

Initiatives like the Habitat Fair are therefore more than just trade expos. By bringing together financial institutions, regulatory bodies and private sector suppliers in one accessible venue, they lower the barrier of entry for prospective homeowners who may not know where to begin or which institutions to trust.

• Main Habitat Fair dates: The flagship event runs from 25th to 29th November 2026 in Kumasi, giving those who missed the clinic another opportunity to engage exhibitors.
• Nationwide relevance: While the event is Kumasi-based, the housing challenges it addresses — land access, construction financing and affordability — are felt across Ghana.
• Eighth edition: The Habitat Fair's longevity reflects sustained public interest and growing industry participation over the years.

For Ghanaians in the Ashanti Region and beyond who are serious about owning a home, the upcoming main fair in November presents a timely opportunity to explore financing options, verify land documentation processes and compare construction products — all in one place.